Business Term Loans

Get a lump sum of capital upfront and repay it over a fixed schedule. Predictable payments, clear terms, and funding in as little as 1–5 business days.

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No impact to your credit to check rates

$50M Term Funding

Fixed Payments Know your cost

Why Choose a Term Loan?

Predictable Repayments

Fixed or structured payments over a set term so you can plan cash flow with confidence.

Lump Sum Capital

Receive the full amount upfront for expansion, hiring, inventory, equipment, or major projects.

Fast Decisions

Many term loan offers fund in 1–5 business days once approved — faster than traditional bank timelines.

Common Uses for Term Loans

Term loans work best when you know how much capital you need and what it is for.

Business expansion

Open a new location, add staff, or invest in growth initiatives with upfront capital.

Equipment & inventory

Purchase machinery, vehicles, or bulk inventory without draining operating cash.

Working capital

Cover payroll, marketing, or seasonal gaps with structured monthly payments.

Debt consolidation

Combine high-cost balances into one term loan. Learn about refinancing →

$5K – $50M

Funding amounts

6–60 mo

Typical terms

1–5 days

Funding speed

Estimate Your Payments

Use our free calculator to model monthly payments before you apply.

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See your term loan options

One application connects you with 100+ lenders. Compare offers and choose the best fit.

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