Long Term Financing

Permanent financing solutions for stabilized investment properties. Non-QM long term loans up to $50M with competitive rates and extended repayment terms.

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Non-QM financing for non-primary residence properties

Property investor reviewing long term financing
$50M Long Term Funding
Fixed Rates Up to 30 Years

Long Term Loan Programs

Choose the permanent financing structure that fits your investment strategy.

DSCR
MOST POPULAR

DSCR Loans

Qualify based on property cash flow, not personal income. Ideal for investors building a portfolio.

Up to $50M • 30-year terms
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Fixed
STABILITY

Fixed Rate Loans

Lock in your rate for the life of the loan. Predictable payments for long-term hold strategies.

Up to $50M • 5-30 years
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ARM
FLEXIBILITY

Adjustable Rate

Lower initial rates with adjustment periods. Good for investors who plan to refinance or sell.

Up to $50M • 5/1, 7/1, 10/1
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Why Choose Long Term Financing?

Build Long-Term Wealth

Stabilize your portfolio with permanent financing that lets you hold properties for years while building equity.

Competitive Rates

Long term loans offer some of the most competitive rates in real estate investing, lowering your cost of capital.

Cash Flow Optimization

Longer amortization periods mean lower monthly payments, maximizing your cash flow on income-producing properties.

Eligible Property Types

Long term financing for commercial and residential investment properties — primary residences are not eligible.

Commercial Properties

  • Retail centers & shopping plazas
  • Warehouse & industrial space
  • Hotels & hospitality
  • Family entertainment centers (FEC)
  • Office buildings
  • Mixed-use developments
  • And more

Residential Investment

  • Single family residences (non-owner occupied)
  • Duplexes & triplexes
  • Apartment complexes (up to 500 units)
  • Condominiums & townhomes
  • Multi-family developments
  • And more

Non-QM Loans for Investment Properties

Our long term financing products are non-QM (non-qualified mortgage) loans designed for real estate investors seeking permanent debt on stabilized assets. Available for commercial real estate — retail, warehouse, hotel, family entertainment centers, and more — as well as residential investment properties including single family homes, duplexes, triplexes, and apartment complexes up to 500 units. The only stipulation: the property cannot serve as the borrower's primary residence. Funding available up to $50 million with terms up to 30 years.

Up to $50M

Long term financing

Up to 30 yrs

Extended terms

Up to 80%

Loan-to-value

Ready for permanent financing?

Get pre-qualified for long term investment property financing in minutes. Lock in competitive rates and start building wealth.

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