Ground Up Construction

Build from the ground up with flexible non-QM construction financing. Fund new commercial and residential investment projects with up to $50M in available capital.

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Non-QM financing for non-primary residence properties

$50M Construction Funding

Non-QM Loans Flexible Terms

Why Choose Loanable for Construction Financing?

Ground Up Builds

Finance new construction from vacant land to completed project. Structured draw schedules aligned with your build timeline.

Up to $50 Million

Large-scale construction projects funded with competitive rates and terms tailored to your project scope.

Fast Closings

Streamlined underwriting with quick approvals so you can break ground on schedule.

Eligible Property Types

We finance new construction on a wide range of commercial and residential investment properties — just not primary residences.

Commercial Properties

Retail centers & shopping plazas
Warehouse & industrial space
Hotels & hospitality
Family entertainment centers (FEC)
Office buildings
Mixed-use developments
And more

Residential Investment

Single family residences (non-owner occupied)
Duplexes & triplexes
Apartment complexes (up to 500 units)
Condominiums & townhomes
Multi-family developments
And more

Non-QM Loans for Investment Properties

Our ground up construction loans are non-QM (non-qualified mortgage) products designed specifically for real estate investors. These loans are available for commercial real estate and residential investment properties only — the property cannot serve as the borrower's primary residence. Whether you're building a retail center, warehouse, hotel, apartment complex, or single family rental, we have flexible financing solutions to get your project funded.

Up to $50M

Construction financing

12-24 mo

Construction terms

Up to 90%

Loan-to-cost

Ready to build?

Get pre-qualified for ground up construction financing in minutes. Our team specializes in non-QM real estate loans.

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