Simple 3-Step Process

How Loanable Works

Get matched with the right funding in three simple steps. No impact to your credit score to get started.

Start my application →
5 min
Application
150+
Lenders
24 hrs
Funding Speed
$50M
Max Funding
How much do you need?
$75,000
Business typeLLC
Time in business3+ years
Monthly revenue$45,000
STEP 1

Tell us about your business

Complete our simple application in under 5 minutes. We'll ask about your business, how much funding you need, and what you'll use it for. No documents required to get started.

$75,000
Est. Monthly Payment$2,450
Term36 months
Factor Rate1.18
APR12.9%
STEP 2

Compare your options

We match you with offers from our network of 150+ lenders. Compare rates, terms, and monthly payments side-by-side. Our team is here to help you understand each option.

✓ Funds Deposited
$75,000
DEPOSIT CONFIRMED

Funds available in your business account

STEP 3

Get funded fast

Once you accept an offer, complete the final verification. Funds can be deposited into your business account as fast as the same day or next business day.

$5K - $50M

Funding available for qualified businesses

150+

Lending partners in our network

24 hrs

Funding as fast as next business day

Why businesses choose Loanable

No credit impact

Check your options without affecting your credit score.

Fast & simple

Apply in 5 minutes. Get funded in as little as 24 hours.

Expert support

Our funding specialists guide you every step of the way.

Ready to get started?

See what you qualify for in minutes. No impact to your credit score.

Apply now →

Frequently asked questions

Straight answers about Loanable and this product

A business completes a free application in a few minutes. Loanable matches that file with lenders in its network. The business can compare offers and accept one. Many lending partners fund as soon as the same business day; most decisions happen within 24–48 hours after required documents are in.

Applying through Loanable is free and there is no obligation to accept an offer. Pre-qualification uses a soft credit check that does not affect credit score. A hard inquiry happens only if you accept a specific lender’s offer and complete that lender’s full application.

Many merchant cash advance and short-term products can fund as soon as 24 hours after approval. Term loans and lines of credit are often days. SBA loans typically take weeks because of additional underwriting.