Business Line of Credit

Access funds when you need them, pay interest only on what you use. Get up to $50M in revolving credit for your business.

Apply now → Calculate payments

No impact to your credit to check rates

$50M Credit Available

Draw Anytime 24/7 Access

Why Choose a Business Line of Credit?

Only Pay for What You Use

Interest is charged only on the amount you draw, not your full credit line.

Revolving Access

As you repay, your credit becomes available again. Use it whenever you need.

Quick Access to Funds

Once approved, draw funds instantly whenever your business needs them.

Calculate Your Payments

Use our free calculator to estimate your costs and find the best option for your business.

Open Calculator →

$5K - $50M

Credit lines available

6-24 mo

Flexible terms

Same day

Funding possible

Frequently asked questions

Straight answers about Loanable and this product

What is a business line of credit?

A business line of credit is revolving capital: you draw what you need, repay, and draw again up to a limit. Interest is typically charged only on the drawn amount. Loanable matches businesses with LOC lenders; it does not extend the credit itself.

How is a line of credit different from a term loan?

A term loan is a lump sum repaid on a fixed schedule. A line of credit stays available and is better for repeating expenses or uneven cash flow. Through Loanable you can see both types of offers from 150+ lenders.

What size lines of credit are available?

LOC products in the marketplace generally range from $5,000 up to $50 million for qualified files. Limits depend on revenue, credit, and the lender’s program.