Bridge Loans

Short-term financing to bridge the gap between acquisition and permanent funding. Non-QM bridge loans from $1 million up to $50M for investment properties with fast closings. Cash-out on investment or commercial property is handled in this same program.

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$1,000,000 minimum. Non-QM financing for non-primary residence properties

Professional reviewing bridge loan options
$50M Bridge Funding
Fast Funding Close in Days

When to Use a Bridge Loan

Bridge loans provide fast, flexible capital for time-sensitive real estate transactions.

Quick Acquisitions

Secure a property before it's gone. Bridge loans let you close on time-sensitive deals while arranging permanent financing.

Property Stabilization

Acquire and stabilize an underperforming asset to qualify for better long-term financing terms.

Value-Add Projects

Fund light renovations and repositioning to increase property value before securing permanent debt.

Loan Payoffs & Refinance

Pay off a maturing loan or buy time to arrange more favorable long-term financing.

Bridge Loan Advantages

Speed to Close

Close in as few as 7 days. Don't let slow financing cost you a deal.

Flexible Structures

Interest-only payments during the bridge period keep your carrying costs manageable.

High Leverage

Competitive loan-to-value ratios so you can maximize your capital across multiple deals.

Eligible Property Types

Bridge financing for commercial and residential investment properties — primary residences are not eligible.

Commercial Properties

  • Retail & shopping centers
  • Warehouse & industrial
  • Hotels & hospitality
  • Family entertainment centers (FEC)
  • Office & professional buildings
  • Mixed-use developments
  • And more

Residential Investment

  • Single family residences (non-owner occupied)
  • Duplexes & triplexes
  • Apartment complexes (up to 500 units)
  • Condominiums & townhomes
  • Multi-family properties
  • And more

Non-QM Loans for Investment Properties

Our bridge loans are non-QM (non-qualified mortgage) products designed for real estate investors who need speed and flexibility, including cash-out on investment or commercial property. Available for commercial real estate including retail, warehouse, hotel, and FEC properties, as well as residential investment properties like single family homes, duplexes, triplexes, and apartment complexes up to 500 units. The property cannot be the borrower's primary residence — that's the only real stipulation. Minimum loan amount is $1,000,000. Funding available up to $50 million.

$1M min

Loan amount

Up to $50M

Bridge financing

6-24 mo

Flexible terms

Up to 80%

Loan-to-value

Need to move fast on a deal?

Get pre-qualified for bridge financing in minutes. Close on your next opportunity before someone else does.

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Frequently asked questions

Straight answers about Loanable and this product

A bridge loan is short-term financing for a fast close on investment or commercial property, including cash-out. Loanable matches investors with bridge lenders; it does not originate the loan. Minimum loan amount is $1,000,000. Bridge is not a fix-and-flip or ground-up construction product.

No. The real estate lineup is HELOC and bridge loans ($1,000,000 minimum). Distressed flips and ground-up construction are not offered.

Bridge is for investment and commercial property, including deals that need speed and cash-out. Minimum loan amount is $1,000,000. The property generally cannot be the borrower’s primary residence. Foreign nationals may be eligible on bridge.

Bridge loans through Loanable start at $1,000,000, including investment-property cash-out. Loanable is a marketplace, not the lender.