SBA Loans

Government-backed loans with the lowest rates and longest terms available. Get up to $50M with repayment terms up to 25 years.

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Backed by the U.S. Small Business Administration

Professional office environment
$50M SBA Funding
Low Rates from 6.5%

Types of SBA Loans

Choose the SBA loan program that best fits your business needs.

7(a)
MOST POPULAR

SBA 7(a) Loans

Flexible use for working capital, equipment, real estate, or refinancing.

Up to $50M • 10-25 years
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504
REAL ESTATE

SBA 504 Loans

For major fixed assets like real estate and large equipment.

Up to $5.5M • 10-25 years
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Micro
SMALL AMOUNTS

SBA Microloans

Small loans for startups and growing businesses needing smaller amounts.

Up to $50K • Up to 6 years
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Calculate Your Payments

Use our free calculator to estimate your costs and find the best option for your business.

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Up to $50M

Maximum loan amount

10-25 yrs

Repayment terms

Prime + 2.75%

Competitive rates

See if you qualify for an SBA loan

Check your eligibility in minutes. Our team will help guide you through the SBA process.

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Frequently asked questions

Straight answers about Loanable and this product

No. Loanable is not an SBA lender. It is a marketplace that can introduce qualified businesses to SBA lending partners for 7(a), 504, and related programs. The SBA and the participating lender set eligibility, rates, and closing timelines.

SBA loans usually take weeks, not hours, because of government-backed underwriting, documentation, and closing. Merchant cash advances and some short-term products can fund as soon as 24 hours. Loanable helps businesses compare both paths.

7(a) is the most common SBA program and can be used for working capital, equipment, acquisition, or refinance. 504 is built for major fixed assets such as owner-occupied real estate and large equipment, with longer terms. Both are made by SBA lenders, not by Loanable.