Platform Feature

Automate Your Credit Policy

Build sophisticated credit rules without code. Define eligibility criteria, set decision logic, and automate approvals—all through an intuitive visual interface.

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📋 Policy: Small Business Term Loan

Active
Credit Score ≥ 650
Time in Business ≥ 12 months
Monthly Revenue ≥ $15,000
No bankruptcies in 7 years
Industry NOT in exclusion list

Policy Engine Capabilities

Everything you need to automate credit decisions at scale.

🎯

Visual Rule Builder

Create complex credit policies using drag-and-drop. No coding required—build rules in minutes, not months.

Real-Time Decisioning

Evaluate applications against your policies instantly. Get decisions in milliseconds, not hours.

🔀

Conditional Logic

Build IF/THEN rules with unlimited complexity. Handle edge cases and exceptions automatically.

📊

Data Integration

Pull in credit bureau data, bank verification, and business intelligence to inform decisions.

🧪

A/B Testing

Test policy changes on a subset of traffic before rolling out. Measure impact on approvals and performance.

📈

Performance Analytics

Track how each rule affects conversion and loan performance. Optimize continuously with data.

Build Rules Your Way

Our policy engine supports everything from simple eligibility checks to complex decision trees. Define rules using any combination of:

  • Credit scores and bureau data
  • Business financials and cash flow
  • Time in business and industry
  • Bank account balances and trends
  • Geographic and demographic factors
  • Custom fields and calculated values
  • External API data sources

🔧 Rule Builder

+ Add another rule

Results Lenders Are Seeing

85%
Reduction in manual reviews
< 1 sec
Average decision time
3x
More applications processed
22%
Better loan performance

Ready to Automate Credit Decisions?

See how our policy engine can help you process more applications with better consistency and lower risk.

Schedule Demo