Merchant Cash Advance

Get $5K to $5M in business funding based on your future sales. Flexible repayment that adjusts to your cash flow. Funding as fast as 24 hours.

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Applying is free and won't impact your credit¹

$5M Available Funding

Funds Deposited $50,000

$5K - $5M

Funding available

50+

Lending partners

24 hrs

Fast funding

Calculate Your Payments

Use our free calculator to estimate your costs and find the best option for your business.

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How Businesses Use Merchant Cash Advances

Flexible funding for whatever your business needs most.

Inventory

Stock up before busy seasons or take advantage of bulk discounts.

Equipment

Upgrade or repair critical equipment to keep operations running.

Hiring

Expand your team to handle growth or seasonal demand.

Marketing

Launch campaigns and promotions to drive new customers.

Minimum Requirements

While requirements vary by lender, most small business loans have these minimum qualifications:

6+ Months in Business

Most lenders require at least 6 months of operating history.

$10,000+ Monthly Revenue

Demonstrate consistent cash flow to qualify for more options.

500+ Credit Score

Options available for all credit profiles, including challenged credit.

Fast & Easy

Get Funded in 24 Hours

Our streamlined process gets you from application to funding faster than traditional lenders.

2-minute application

No impact to credit score

Same-day decisions

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How It Works

Apply in Minutes

Fill out our simple application with basic business information.

Compare Offers

Get matched with offers from our network of 50+ lenders.

Get Funded

Accept your offer and receive funds as fast as 24 hours.