Cash Back Credit Cards

Earn cash back on everyday purchases instead of travel points. Compare flat-rate and category-bonus cash back cards, then apply with the issuer.

Apply now → See card types

Loanable is not a card issuer. Offers are from CardRatings. We may be compensated if you apply. Approval and terms are set by the issuer.

Cash Back on spend

Simple rewards Statement credit or deposit

Not travel points to redeem

Groceries, gas, ads, supplies

Flat rate or rotating categories

How cash back usually works

Cash back is a rebate on eligible purchases. Annual fees, bonus categories, and caps differ by issuer.

The same percentage on most purchases — easy if your spend is mixed.

Higher rates on gas, groceries, dining, or ads — if that matches how you spend.

Statement credit or deposit — no award chart to decode.

Best overall business cards for expenses and rewards.

Intro 0% APR periods for purchases or transfers.

Straightforward cash back on everyday purchases.

Unsecured personal loans from $2,000 to $100,000. Apply with Loanable.

Look at rates, annual fees, and which categories match your spend.

Submit the application on CardRatings. Loanable does not issue the card.

Need a loan instead of a card? Apply with Loanable.

See current cash back offers and apply with the issuer.

Apply now →

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