Business Credit Cards

Separate business spending from personal cards, earn rewards on expenses, and help build credit in the business name. Compare issuer offers via Loanable's CardRatings partner, then apply directly with the issuer.

Apply now → See card types

Loanable is not a card issuer. Offers are from CardRatings. We may be compensated if you apply. Approval and terms are set by the issuer.

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Cards Business spending
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Expenses

Keep business spend separate

Rewards

Cash back, points, or miles

Credit

Build a business file

Why businesses use a card

A business card is revolving credit from an issuer. It is useful for everyday spend, not a replacement for a term loan or cash advance.

Employee cards

Issue cards to a team with spend limits instead of sharing a personal card.

Category bonuses

Earn extra on ads, shipping, gas, or office supplies depending on the card.

Cleaner books

Statements that match the business make tax time and bookkeeping simpler.

Cards and personal loans

Compare issuer card offers, or apply for an unsecured personal loan with Loanable.

Business Cards

Best overall business cards for expenses, employee spend, and rewards.

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0% APR Cards

Intro 0% APR periods for a large purchase or a balance you plan to pay down.

Compare 0% APR →

Cash Back Cards

Straightforward cash back on everyday purchases instead of travel points.

Compare cash back →

Personal Loans

Unsecured personal loans from $2,000 to $100,000. Apply with Loanable.

See personal loans →

How it works

1

Compare cards

Review issuer offers, annual fees, and rewards on CardRatings.

2

Apply with the issuer

Submit the card application directly. Loanable does not issue the card.

3

Get a decision

The issuer decides approval, limit, and APR. Need a loan instead? Apply with Loanable.

Ready to compare business cards?

See current business card offers and apply with the issuer that fits your spend.

Apply now →

Advertiser disclosure: Loanable may earn a commission from CardRatings.

What Loanable is (and is not) for cards

Loanable is a U.S. funding marketplace, not a card issuer, bank, or lender of the cards shown on this page. Business credit card offers are provided through Loanable's CardRatings partner. If you apply, Loanable may be compensated. The card issuer decides approval, credit limit, and APR. A business credit card is revolving credit for everyday expenses, rewards, and building business credit. It is not a replacement for a term loan, SBA loan, or merchant cash advance. Need lump-sum funding instead? Pre-qualify with 150+ lenders. For individual unsecured credit, see personal loans.

Business credit card FAQs

Loanable is not a card issuer, bank, or credit card company. Offers on this page come from Loanable's CardRatings partner. Approval, credit limit, and APR are set by the issuer, not by Loanable.

You review card offers through CardRatings, then submit an application directly to the issuer. Loanable may earn compensation if you apply. Loanable does not issue the card or set your terms.

No. A business credit card is revolving credit for expenses, rewards, and building business credit. Term loans, SBA financing, and merchant cash advances are different products for larger or structured working capital needs. For funding matched with 150+ lenders, use Loanable's business funding marketplace.

The issuer controls the credit inquiry when you apply. Loanable does not pull credit for card offers on this page. Review each issuer's disclosure on the CardRatings offer before you apply.

The card issuer decides approval, credit limit, and APR. Loanable does not set those terms. Offers and disclosures are shown by the CardRatings partner before you apply.

Use Loanable's business funding marketplace to pre-qualify with lenders for amounts from $5,000 to $50 million. Pre-qualification is free with a soft credit check and no obligation. A hard pull typically happens only if you accept a specific lender offer.