Find a personal loan that fits

Unsecured loans from $2,000 to $100,000. Apply once through Loanable and compare offers from participating consumer lenders. No fee to apply.

Applying is free. Pre-qualification uses a soft credit check that does not affect your score. Loanable is a marketplace, not a lender. Approval and terms are set by the lender.

Person reviewing personal loan options on a laptop
$2k–$100k Unsecured loans
Soft credit check No score impact to pre-qualify

Participating lenders may include

Upstart Prosper Best Egg Achieve Happy Money

Logos identify consumer lenders that may participate. Matching is not an offer from any specific lender. Loanable is a marketplace, not a lender.

$2k–$100k

Typical personal loan range

Unsecured

No home or car pledged

Free apply

No obligation to accept

What people use personal loans for

One lump sum with a fixed repayment schedule can be a better fit than revolving credit-card balances. Pick a purpose to start.

Debt consolidation

Roll several balances into one monthly payment so you can track payoff in one place.

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Credit card balances

Move high-interest card debt onto a fixed personal loan if a lender offers better terms.

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Emergency expenses

Cover an unexpected bill you cannot pay from savings, then repay on a set schedule.

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Home improvement

Fund a repair or remodel without putting the house up as collateral the way a HELOC does.

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A large purchase

Spread a one-time expense over months instead of charging it all to a card.

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Medical or dental

Pay a procedure or outstanding medical bill, then repay the lender in fixed installments.

Apply for this →

How matching works

Loanable does not make personal loans. We send your application to consumer lenders in our partner network so you can compare what they offer.

1

Apply once

Tell us the amount, purpose, income, and contact details. It usually takes a few minutes.

2

Get matched

We share your file with participating personal-loan lenders. Pre-qualification uses a soft check.

3

Compare offers

Review amount, APR, and term from lenders that respond. You choose whether to continue.

4

Accept and fund

If you accept, that lender may run a hard inquiry and deposit funds after they approve you.

Why apply through Loanable

Same marketplace model we use for business funding: one application, multiple lenders, you stay in control.

Not a lender

Loanable matches you with lenders. We do not approve, price, or fund the loan.

Free to use

There is no charge to apply and no obligation to accept an offer. You pay the lender if you take a loan.

Soft check first

Pre-qualification does not affect your credit score. A hard pull happens only if you proceed with a lender.

Talk to a person

Questions? Call (833) 800-3883 Monday–Friday, 9am–5pm PT.

Personal loan FAQs

Loanable is a marketplace, not a lender. You complete one application. We match that file with participating consumer personal-loan lenders. You can compare offers and accept one. The lender sets approval, APR, term, and funding.

Unsecured personal loans through our partners typically range from $2,000 to $100,000. The amount you see depends on income, credit, existing debt, and the lender. Pre-qualification does not guarantee an offer.

Applying through Loanable is free, with no obligation to accept. Pre-qualification uses a soft credit check that does not affect credit score. A hard inquiry may occur only if you accept a specific lender’s offer and complete that lender’s full application.

These personal loans are unsecured, so you typically do not pledge a house or car. Lenders still underwrite based on creditworthiness and income. Approval is not guaranteed.

Requirements vary by lender. Many personal-loan partners look for a score around 620 or higher. Stronger credit usually means more options and better pricing. Fair-credit applicants may still see offers. Loanable does not guarantee approval.

Timing is set by the lender after you accept an offer. Personal loans often fund in days via ACH once underwriting is complete — not the same-day speed of some business cash advances.

Personal loans are underwritten on the individual, not the business. If you need working capital, equipment, or SBA-style funding, apply for business products instead. Mixing the two can leave you personally liable if the business cannot repay.

Need business funding instead?

Merchant cash advances, term loans, lines of credit, and SBA options run through Loanable’s 150+ business lending partners.

See business options →

Ready to compare personal loan offers?

Start with purpose and amount. We match you with participating lenders. You decide whether to accept.

Start free application →

Loanable is not a lender, bank, or creditor. Offers come from participating lenders. We may be compensated if you take a loan. Terms are set by the lender.