Find a personal loan that fits

Compare unsecured personal loans from $2,000 to $100,000 through Loanable's consumer lender marketplace. Pre-qualify with a soft credit check, then choose an offer if one fits.

Applying is free. Pre-qualification uses a soft credit check that does not affect your score. Loanable is a marketplace, not a lender. Approval and terms are set by the lender.

Person reviewing personal loan options on a laptop
$2k-$100k Unsecured loans
Soft credit check No score impact to pre-qualify

Participating lenders may include

Upstart Prosper Best Egg Achieve Happy Money

Logos identify consumer lenders that may participate. Matching is not an offer from any specific lender. Loanable is a marketplace, not a lender.

What a personal loan is on Loanable

Loanable is a U.S. funding marketplace, not a lender or a bank. Unsecured personal loans through consumer lender partners typically range from $2,000 to $100,000. You pre-qualify with a soft credit check. A hard inquiry usually happens only if you accept a specific lender offer. Funds often arrive in days via ACH after that lender completes underwriting. Loanable does not claim same-day personal loan funding. Need business capital instead? See business funding.

  • Marketplace match, not a Loanable-originated loan
  • Unsecured: typically no home or car pledged
  • Soft check first; the lender sets APR, term, and funding speed

$2k-$100k

Typical personal loan range

Unsecured

No home or car pledged

Free apply

No obligation to accept

What people use personal loans for

One lump sum with a fixed repayment schedule can be a better fit than revolving credit-card balances. Pick a purpose to start.

Debt consolidation

Roll several balances into one monthly payment so you can track payoff in one place.

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Credit card balances

Move high-interest card debt onto a fixed personal loan if a lender offers better terms.

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Emergency expenses

Cover an unexpected bill you cannot pay from savings, then repay on a set schedule.

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Home improvement

Fund a repair or remodel without putting the house up as collateral the way a HELOC does.

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A large purchase

Spread a one-time expense over months instead of charging it all to a card.

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Medical or dental

Pay a procedure or outstanding medical bill, then repay the lender in fixed installments.

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How matching works

Loanable does not make personal loans. We send your application to consumer lenders in our partner network so you can compare what they offer.

1

Apply once

Tell us the amount, purpose, income, and contact details. It usually takes a few minutes.

2

Get matched

We share your file with participating personal-loan lenders. Pre-qualification uses a soft check.

3

Compare offers

Review amount, APR, and term from lenders that respond. You choose whether to continue.

4

Accept and fund

If you accept, that lender may run a hard inquiry and deposit funds after they approve you.

Why apply through Loanable

Same marketplace model we use for business funding: one application, multiple lenders, you stay in control.

Not a lender

Loanable matches you with lenders. We do not approve, price, or fund the loan.

Free to use

There is no charge to apply and no obligation to accept an offer. You pay the lender if you take a loan.

Soft check first

Pre-qualification does not affect your credit score. A hard pull happens only if you proceed with a lender.

Talk to a person

Questions? Call (833) 800-3883 Monday-Friday, 9am-5pm PT.

Personal loan FAQs

Loanable is a marketplace that connects you with consumer lenders offering unsecured personal loans. You complete a short form, get pre-qualified options with a soft credit check, and review rates and terms from lenders. If you accept an offer, that lender completes underwriting and funds the loan if approved. Loanable is not the lender.

Personal loan amounts on Loanable typically range from $2,000 to $100,000, depending on the lender and your profile. Final amount, APR, and term are set by the lending partner. Pre-qualification does not guarantee approval or a specific amount.

Pre-qualification on Loanable is free and uses a soft credit check that does not typically affect your credit score. A hard inquiry usually happens only if you accept a specific lender offer and proceed with that application. Always review each lender's disclosures before accepting.

Unsecured personal loans offered through Loanable's consumer lender partners typically do not require collateral such as a home or vehicle. Approval is based on the individual borrower's credit and income profile. Approval is not guaranteed.

Many Loanable consumer lender partners look for credit scores around 620 or higher, though requirements vary. Stronger credit, income, and debt-to-income ratios can improve options. A soft pre-qualification helps you see which partners may consider your profile. Loanable does not guarantee approval.

Personal loans often fund in days via ACH after the lender completes underwriting and you accept an offer. Funding speed is set by the lender, not Loanable. Loanable does not claim same-day personal loan funding. Same-day timelines are more typical of some merchant cash advance products.

Personal loans are underwritten on the individual borrower, not the business. Working capital, SBA financing, and equipment needs should go through Loanable's business funding marketplace. Mixing the two can leave you personally liable if the business cannot repay.

A personal loan is unsecured consumer credit underwritten on you as an individual, typically from $2,000 to $100,000 through consumer lender partners. Business funding is for business needs and matches companies with 150+ lenders for amounts from $5,000 to $50 million. In both cases, Loanable is a marketplace, not the lender.

Need business funding instead?

Merchant cash advances, term loans, lines of credit, and SBA options run through Loanable’s 150+ business lending partners.

See business options →

Ready to compare personal loan offers?

Start with purpose and amount. We match you with participating lenders. You decide whether to accept.

Start free application →

Loanable is not a lender, bank, or creditor. Offers come from participating lenders. We may be compensated if you take a loan. Terms are set by the lender.