Business funding up to $5M — built for simplicity.

Apply in minutes. Get funds as soon as 24 hours later.†

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Trusted by 10,000+ businesses

Forbes Advisor LendingTree NerdWallet
Happy florist business owner
$5M+ Available Funding
Funds Deposited $50,000

10,000+

Businesses funded since 2016

$500M+

Delivered to small businesses

100+

Lender partners in our marketplace

Funding options built to work for you.

Merchant Cash Advance

Flexible funding based on your future sales. Get capital quickly with repayments tied to your revenue.

  • Funding from $5K - $5M
  • Flexible repayment based on sales
  • Great for businesses with card transactions
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Business Line of Credit

A revolving credit line you can draw from 24/7 to receive funds when you need them.

  • Credit limits from $10K - $250K
  • Only pay interest on what you use
  • Great for managing cash flow
Learn More

SBA Loans

Government-backed loans with competitive rates and longer terms for qualified businesses.

  • Funding up to $5 million
  • Low interest rates
  • Terms up to 25 years
Learn More

See why business owners choose us.

Easy process

Work directly with Loanable from application to funding, without going through a third party.

Fast funding

Lines of credit can fund instantly. Term loans can fund the same day.†

No hard credit pulls

Check your eligibility without affecting your credit score.

How much can I qualify for?

Quickly estimate your funding options. Our proprietary model analyzes your business profile to estimate offers tailored to your needs.

$
$0 $500,000
650 Fair
300 850

*This is not a guarantee of funding. Qualification criteria, rates, and terms will vary depending on your business type, location, and other factors.

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Frequently Asked Questions

Everything you need to know about getting funded

No, Loanable is not a direct lender or a bank. We are a lending marketplace that connects small businesses with our network of 100+ lending partners who can provide funding solutions tailored to your needs.

Simply fill out our quick application (takes about 5 minutes), and we'll match you with lenders from our network. You'll receive multiple offers to compare, choose the best one, and get funded—often within 24-48 hours.

Requirements vary by lender, but generally you'll need: at least 6 months in business, $10,000+ monthly revenue, and a 500+ credit score. Some lenders have more flexible criteria for businesses that don't meet all requirements.

Yes, applying through Loanable is completely free with no upfront fees. We use a soft credit check that won't impact your credit score. You're under no obligation to accept any offer.

Many of our lending partners can fund your business as quickly as the same business day. Most approvals happen within 24-48 hours of completing your application and providing required documentation.

Still have questions?

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Ready to Grow Your Business?

Get matched with the right funding solution in minutes. No obligations, no hard credit pull.

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